Virtual & Fractional CFO Practice

Enterprise-gradefinance leadership.AI-enabled.Right-sized for your business.

Fractional & Virtual CFO leadership, Finance Shared Services, Controllership, Finance Transformation and customised AI tools for finance workflows — for high-growth companies, GCCs and overseas businesses building and scaling in India.

Explore Our Services
  • Senior CFO Expertise
  • AI & Automation
  • Global Experience
  • Flexible Engagement
Finance dashboard with KPIs, charts and management reporting — AI-enabled finance visibility delivered by Cogniti.ai CFO

9+

Years in Practice

50+

Clients Served

$50M+

Capital Raised / Supported

~30

Years of Finance Leadership Experience

The Problem We Solve

You build the business.We strengthen the finance behind it.

As businesses scale, finance becomes more complex. Reporting slows down. Compliance risk increases. Cash visibility becomes critical. Investors expect better information. Finance teams struggle with disconnected systems, spreadsheets and repetitive work.

But many growing companies are not yet ready — or do not need — a full traditional CFO organisation.

Cogniti.ai CFO provides experienced finance leadership and execution at the level the business actually needs.

01

Clarity

Decision-ready numbers, delivered when they matter — not weeks after the month ends.

02

Control

Disciplined close, reconciliations and internal controls that stand up to auditors and investors.

03

Visibility

Real-time sight of cash, runway, margins and unit economics across every entity.

04

Confidence

Compliance handled systematically, so growth never outruns governance.

Services

How We Help

Six integrated service lines — engaged individually, or combined into a complete finance function for your business.

Virtual & Fractional CFO

Senior finance leadership for strategy, growth, decision-making and value creation.

  • Financial strategy
  • Business planning
  • Cash-flow management
  • FP&A
  • Board & investor reporting
  • KPI management

Finance Shared Services & Outsourced Finance

Scalable finance shared services and day-to-day accounting operations, from transaction processing through management reporting.

  • Accounting
  • Accounts Payable
  • Accounts Receivable
  • Reconciliations
  • Payroll coordination
  • Monthly financial reporting & MIS
  • Finance shared services

Controllership & Reporting

Close, consolidate and report with accuracy, timeliness and transparency.

  • Month-end close
  • Consolidation
  • Multi-entity reporting
  • Revenue recognition
  • Accounting policies
  • Audit readiness

Compliance & Regulatory

Compliance managed systematically — accurately, consistently and on time.

  • GST, TDS & income tax
  • Payroll compliance
  • ROC / Companies Act
  • Cross-border withholding
  • Overseas filings
  • Compliance calendars

Treasury, Controls & Finance Transformation

Cash, controls, systems and processes designed for scale.

  • Treasury & working capital
  • Internal financial controls
  • Process redesign — O2C, P2P, R2R
  • Finance systems
  • Custom AI tools & workflow automation

FP&A & Investor Reporting

Budgets, forecasts, dashboards and investor-ready reporting that improve decision-making.

  • Budgeting & forecasting
  • Scenario planning
  • Financial models
  • SaaS metrics & unit economics
  • Dashboards
  • Fundraising support

Who We Serve

Finance support designed around your stage.

Startups & SMEs

For founder-led and growing Indian businesses that have outgrown basic bookkeeping but do not yet require a full-time CFO.

Fractional CFOCash visibilityReportingControlsComplianceInvestor readiness

Funded Technology Companies

For SaaS, FinTech, HealthTech and IT-services companies scaling through funding rounds.

FP&ASaaS metricsUnit economicsBoard reportingFundraisingRevenue recognition

Global Capability Centres

Controllership, Finance Shared Services, compliance and globally aligned reporting for multinational organisations operating or expanding GCC operations in India.

ControllershipFinance Shared ServicesConsolidationTransfer-pricing coordinationGlobal reporting alignment

Companies Building in India

For overseas organisations establishing their first India entity, team or back-office operation.

Finance setupFinance Shared Services SetupAccountingPayroll coordinationComplianceBankingLocal finance leadership

Large Enterprises

For established Indian or international businesses requiring specialist senior finance support.

ControllershipFinance Shared ServicesTreasuryReportingInternal controlsSystemsTransformation projects

The AI Advantage

AI-enabled finance.Real business impact.

Cogniti.ai CFO applies AI, automation and modern finance technology across CFO Services, Finance Shared Services, Controllership and Compliance. We also build customised AI tools for finance workflows — including reporting, reconciliations, invoice processing, compliance tracking, dashboards and management visibility — helping finance teams reduce repetitive work, improve accuracy and access decision-ready information faster.

Faster Close

AI-assisted reconciliation, anomaly detection and document processing help reduce close time and manual errors.

Real-Time Visibility

Dashboards and reporting provide better visibility into cash, runway, revenue, margins, KPIs, unit economics and business performance.

Intelligent Compliance

Automation around GST, TDS, payroll, ROC / secretarial, compliance calendars and overseas filings helps reduce missed deadlines and compliance risk.

AI Tools & Accelerators

Custom AI tools built by the Cogniti.ai CFO team for finance operations — including invoice processing, reconciliations, close support, GST / TDS workflows, management dashboards, exception monitoring and finance automation accelerators.

Platform Fluency

Hands-on experience with modern cloud-finance architecture and leading finance systems.

Zoho BooksNetSuiteZuora

Less time processing information.More time using it.

Engagement Model

CFO support at the level you need.

From a few days of senior CFO support each month to full controllership, shared services and transformation engagements. Custom scopes available.

Every engagement is tailored to scope, complexity and the level of finance leadership required.

For early-stage and smaller businesses

Essentials

Core finance, accounting and compliance support — ideal for businesses building a professional finance foundation.

  • Accounting & monthly reporting
  • Statutory compliance
  • Payroll coordination
  • Finance foundation setup

For scaling and funded businesses

Growth

Fractional CFO leadership plus the planning, reporting and process muscle a scaling company needs.

  • Fractional CFO leadership
  • FP&A & management reporting
  • Cash-flow management
  • Investor reporting
  • Finance-process development

For GCCs, larger companies and complex groups

Enterprise

Full controllership, cross-border finance and transformation programmes for complex operating environments.

  • Full controllership
  • Multi-entity reporting
  • Cross-border finance
  • Finance Shared Services
  • Treasury & internal controls
  • Finance transformation
Ramesh Nanduri — Founder and Managing Partner of Cogniti.ai CFO, LLP

Ramesh Nanduri

Founder & Managing Partner

About the Founder

Leader. CFO. Partner.

Cogniti.ai CFO is led by Ramesh Nanduri, FCA, US CPA, a senior finance professional with approximately three decades of experience in technology-sector finance — from controllership and compliance to investor reporting, treasury and finance transformation across India and international operations.

FCA — Fellow Chartered Accountant, India

US CPA

Approximately 30 years of finance leadership experience

Senior leadership experience up to SVP Finance

Former SVP Finance at a ~$125M ARR technology company

Experience across SaaS, FinTech, HealthTech and IT Services

Deep hands-on exposure to modern finance technology and systems

Experience working across India and international operations

Experience across stages, sectors and geographies

SaaSFinTechHealthTechIT ServicesGlobal Capability CentresHigh-growth companies
SaaSFinTechHealthTechIT ServicesGlobal Capability CentresHigh-growth companies

Ready to strengthen your finance function?

Whether you need Fractional CFO leadership, Finance Shared Services, custom AI tools for finance operations, stronger financial controls, an India finance partner or a Finance Transformation programme — start with a conversation about your priorities.

Email Us

Start with a 30-minute conversation about your finance priorities.